The amount you can borrow with a holiday loan varies depending on the lender, your creditworthiness, and your income. Generally, personal holiday loans can range from 50k to 30 lakhs rupees.

Interest rates for holiday loans can vary widely based on factors such as your credit score, the lender, and the loan term. On average, rates can range from 5% to 36%. It's advisable to shop around and compare offers from different lenders.

Repayment terms for holiday loans typically range from 1 to 5 years, but it can depend on the lender's policies. It’s important to choose a term that fits your budget and financial situation.

Yes, some lenders offer holiday loans to individuals with bad credit, but the terms may not be as favorable. You may face higher interest rates or lower borrowing limits. It’s beneficial to check with multiple lenders to find the best option available to you.

To apply for a holiday loan, you typically need to fill out an application with a lender, either online or in-person. You will need to provide personal information, proof of income, and details about your credit history. Approval times can vary, with some lenders offering instant decisions.